Blog

Field notes on AI for commercial credit.

Practical writing on underwriting, source-traceable spreading, risk, and building automation that credit teams can actually trust. New articles every few weeks.

Underwriting

From messy borrower docs to a finished memo in minutes

Why commercial credit underwriting is still measured in weeks, and how an AI workflow compresses it to minutes without giving up control of the numbers.

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AI

Why source-layer spreading beats black-box extraction

Most document AI gives you a number and asks you to trust it. In credit, that's the wrong trade. Here's the case for spreads where every figure is provable.